GPU Residual Value Forecaster
Depreciation & Collateral Risk
Projected resale value of GPU hardware over 3-5 years, adjusting for new generation releases (e.g., Blackwell).
Lenders rely on 'Residual Value' to set LTV ratios. If chips depreciate too fast, the loan is underwater.
Look for 'Half-Life'. Values below 24 months signal high volatility and financing risk.
Per Unit Value
% of Original Cost
Max Loan-to-Value
Lenders typically use 50-70% LTV ratios and charge 12-15% interest to account for front-loaded depreciation (40-60% loss in first 24 months).
Asset Details
Valuation Results
Understanding GPU Depreciation for Private Credit
Accelerated Decay
GPUs follow an exponential decay curve, not linear depreciation. Value drops fastest in the first year after a new generation ships.
Half-Life Model
The "half-life" is the time to reach 50% of original value. Current generation: ~24 months. Previous generation: ~18 months.
Floor Value
GPUs don't depreciate to zero. There's a floor value (10-20% of original) representing scrap/secondary market value.
Model Calculation Disclaimer
These calculations use simplified models of complex market realities. Assumptions about future conditions are inherently uncertain. Small changes in input parameters can significantly affect outputs. Always verify results with qualified professionals.
View methodology